OUR SERVICES
Loan Products We Offer
01. DSCR Loans
Debt Service Coverage Ratio (DSCR) loans are designed to help real estate investors secure financing based on the cash flow generated by their investment properties.
Benefits:
-Competitive interest rates
-Flexible terms
-No personal income verification required
Eligibility Criteria:
-DSCR (Gross Income/PITI) of 1.0X
-Credit Score Minimum 660
-Interest Rates Starting at 6%
-Up to 80% Loan to Value
02. Bridge Loans
Refinancing your existing loan can provide better terms and lower interest rates, helping you maximize your investment returns.
Benefits:
-Reduced monthly payments
-Access to equity
-Improved loan terms
Eligibility Criteria:
-80% Acquisition LTV
-75% Refinance LTV
-Suitable for rental properties and commercial real estate
03. Fix & Flip Loans
Fix & Flip loans are ideal for investors looking to purchase, renovate, and sell properties for profit. These loans provide the necessary funds to acquire and improve properties quickly.
Benefits:
-Fast approval and funding
-Competitive rates
-Flexible terms tailored to project needs
Eligibility Criteria:
-85% Loan to Cost*
-100% Construction Financing
-12 Mos. Interest Only
-Suitable for rental properties and commercial real estate
04. Construction Loans
Construction loans from Verco Lending are tailored for real estate investors looking to build new properties or renovate existing ones. These loans provide the necessary funding to bring your construction projects to life.
Benefits:
-Flexible draw schedules to match project needs
-Competitive interest rates
-Customized financing solutions
Eligibility Criteria:
-Minimum property cash flow requirements
-Suitable for rental properties and commercial real estate
What We Do
Residential Investment Properties, Bridge, Fix & Flip, Construction Loans, Asset-Based Lending, Multi-Family Investments
What We Don't Consider
Rural Locations, Land Loans, Owner-Occupied Homes
Property Geographic Area Details
Lending States Include:
AK, AR, CT, DE, GA, HI, IL, IN, IA, KS, LA, ME, MD, MA, MI,
MS, MO, MT, NE, NH, NJ, NM, NY, OH, OK, PA, SC, WA, WV, WI, WY